hammonds94
1 post
Jan 23, 2025
5:07 AM
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Let’s say the worse comes to the worse and you have just been in an accident and your vehicle is currently in the garage for repairs. You don't seem to bother with the situation as you still have errands to run and children to drop off at school. This is where a like-for-like courtesy car comes in.
At Hammonds Fleet Care, we appreciate the hassle of being unable to drive, and aim to keep you on the road whenever your vehicle is not available. In this guide, we will explain what a like-for-like courtesy car is, how you can get one, and the reasons why you should choose us to guarantee you mobility without any trouble.
Like-for-Like Courtesy Car – What is It?
A like for like courtesy car is one that is temporarily provided to you when your own car is undergoing repairs and is not available for driving. A like-for-like courtesy car is meant to ensure that you always get as much of the same kind of car as your own as possible rather than a standard courtesy car which simply may not match the type, size, or specifications of your damaged one.
What does Like for Like Mean and Why is it Important?
Let’s be honest: There are no ‘standard’ cars. If you drive a 4X4 or a family car that seats seven people, someone handing you a tiny and compact back car might be unreasonable. A like-for-like model courtesy car ensures that:
Your way of life is upheld: There are no adjustments when it comes to comfort and space.
You suffer no interruptions: Business owners or families or professionals can carry out their activities with no interference.
You are secure: You are not left with something you may deem unsuitable or contrary as a courtesy.
Who Qualifies for a Like for Like Courtesy Car?
The eligibility requirements can be as diverse as your insurance policy or that of the party being held responsible. Let’s do a quick recap where applicable:
Non-Fault Accidents
In the event that you were not responsible for the incident, in most cases you will have access to a like for like courtesy model. The costs are always borne by the insurer of the individual who is at fault.
Policies for Comprehensive Insurance
A number of these policies may also contain some of these clauses regarding courtesy vehicles. Look out for “like-for-like” in the fine details.
Third Party Liability
If you have third party liability only, you may not qualify directly through your insurance, but you can sue the driver who is at fault and who has insurance.
How To Properly Obtain a Like-for-Like Courtesy Car?
Being engaged in the claim making process can appear to be rather challenging. Nevertheless, with Hammonds Fleet Care, we help you with your claims the layman’s way.
Step 1: Blocking or Reporting the Loss
You should inform your insurer, or ring the insurer of the at-fault party as quickly as possible. Providing all necessary documents – pictures and reports of incidents would be ideal.
Step 2: Explain the Need to use a Similar Car
Push for a replacement vehicle to be provided at the first instance. Explain the reasons why a standard courtesy car would not meet the user’s requirement.
Step 3: Stop Hammonds Fleet Care Intervention
Such issues can also be resolved by our team who will work with important contacts in the insurance industry to avoid delays in the delivery of a replacement vehicle.
What are the Different Types of Courtesy Cars One Can Borrow?
There are different types of such types as courtesy cars which even when it comes to consideration a courtesy car would be like for like with the original car. Depending on your car class, here is what you will get.
Supercars
In case you drive a premium brand of a car, don’t worry. We will provide a replacement that meets the high and sophisticated standards of your car.
Sports Cars
In case you own a sports vehicle it can convey high performance. In this case, we can expect referrals for courtesy vehicles which will give a similar edge.
Using the Services Provided by Hammonds Fleet Care: The Benefits
Choosing Hammonds Fleet Care is one of the best decisions in your life, not only does it provide car rentals, but it also understands and provides solutions that come with the cars.
Comprehensive Car Fleet
We have worked tirelessly to build and expand our fleet so we can easily have the type of vehicle that you require.
No headaches, Easy process
From paperwork to delivery you simply have to come and collect your car when it is ready.
Short Waiting periods
Time is valuable and we understand that. If you want to be back on the road quickly, our methods will get you there.
Professional Assistance Available
If you have concerns or complications, our staff of trained professionals can assist you in resolving them.
With Regards To Your Insurance Agreement
Insurance policies can be complex, which is why we aim to demystify the terminology concerning courtesy cars for you:
Courtesy Car Clause
It specifies if a replacement vehicle will be provided for the time the other car is in repairs.
Like for Like Clause
This phrase assists individuals in confirming that they will be covered for a similar type of vehicle.
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